I am 51 years of age and lately divorced. I hold never looked at my credit report; websites, until finally now. My ex-wife informed me that if I did, it would run factors off of my credit report. My sound out is: when I viewed the credit score report, it have my wrong birthdate, 3 social safety numbers that weren't mine (mine wasn't on it) many tackle that I had in no way lived at (they appeared to be typos) and it be only two web page extended, yet I am a self-employed celebration and have have tons of credit score background. (By the way, she is an accountant and did my bookkeeping.) Can a person explain how I could hold credit score when my personal social protection amount wasn't even on the report, nor' the proper birthdate? Thank-you.
I have debt from practically four many years ago. I just checked my credit report and none of it is on at hand. I havnt heard from these companies at adjectives. Is there a time that they enjoy? they cant just protect my debt and pop up at any time can they? Do they have a distinct quantity of time up to that time they are not allowed to report it to my credit report? ps. I live contained by canada.Please assist me I am so baffled.
I am at the moment making an attempt to entry my totally free credit score report to see my credit score score. I am a spanking new college graduate and am now renting an apartment surrounded by a distinct state than my parent's residence. Element of the screening method inquiries my mortgage loan provider and payoff and as identity examine. If this is the case, it is the mortgage loan on my PARENT's residence. Is at hand a way to get close to this? This is no longer my location of residence. Any aid would be appreciated. Thanks.
I have bleak credit due to bad decisions within my youth and I am at the moment filing liquidation. All of my credit score cards have be charged off. There are two cards that document my former boyfriend's (now husband) title as an authorized user. Those charge offs show up on his credit score report. So my grill is, how can he have them removed from his report? He be not a co-applicant and ought to not be held liable for the debt. We have been not married at that time any. Please only significant answers and no shamers, I am not proud of my bad choices and I very own discovered a huge lesson.
I considered that objects could only remain on your credit score report for 7 many years if they be closed or assortment accounts. Most of what I had on at hand is off, but 3 companies hang on to promoting the account and presently for two credit cards I have 8 entries on my credit score report for matching account simply diverse assortment agencies. Can they do that? Also, why would a law firm that be informed (by a judge) that they waited as well lengthy and be fined themselves for their tactics nonetheless request my credit report on a regular monthly proof? Isn't that harassment?And will not explain to me to pay out my payments, I do. This is from eight many years in the past and be not my fault.
On my credit score report there is a business identify 'CAP REV SVC'. Does anybody know what the true christen of this firm is, or how I can contact them? I do not owe the funds that they say I do.
I need serve please. I as a pupil incurred several debts and two years fund learnt that the accoutns be in failure to pay. I known as up the bank (wells fargo, BOA and couple of other folks) only to cram that the accoutns had be closed or have been referred to collection companies. I contacted the agencies and inspite of a single enticed to pay within portion just I went ahead and totally remunerated off going on for 9000$ by way of 4 credit score card accounts in 5 months. I requested them to report it as remunerated. Now when I go through my credit report following 2 many years I see that they very own described the accounts as $* written off! Is this one thing I can dispute. I did the best I could and salaried off the quantities inside of whole. I never hold the receipts as the payments were direct debit transfers but I can establish financial institution statements if I appreciate to. I would actually enjoy some inpute from you on the credit forum.
I heard if you dispatch the credit score bureaus a letter disputing one thing on your credit report, if they do not react, or resolve in 30 days, they automatically have to eliminate it from your report. Also I hold some issues on my report that are a handful of many years outdated, that I never ever salaried, but are nevertheless open, and contained by collections, I have no intention on having to pay instantly, the injury is done, how do I return with rid of it. I imagined following so long creditors have to quit persuing the bill.